Stoneacre Business Contract Purchase Van Finance

We understand that a van is an essential asset to your business. It’s why at Stoneacre, we offer flexible ways to finance a van for your business, and this includes business contract purchase. Business contract purchase is specifically designed to help Vat registered companies and businesses access a van through affordable monthly payments.

With van business contract purchase, you get affordable fixed monthly instalments with the option of ownership at the end of the contract following a final balloon payment. You can choose a contract length that suits the needs of your business, usually from 24 to 60 months.

To make payments more affordable, with Business contract purchase finance, you only pay towards the difference between the cost price of the van and the van’s Guaranteed Minimum Future Value (GMFV). The GMFV is determined by taking into account the length of your contract and your agreed annual mileage.

At the end of the contract, you then have the choice of paying your final payment, part-exchanging your current van and financing a brand new van or simply handing the van back.

Stoneacre Business Contract Purchase Van Finance

Man signing business contract van finance documents
  • The purchase cost and interest element of the monthly payments may be Corporation Tax deductible, depending on your business.
  • There is little depreciation risk - if the van isn’t worth as much as expected at the end of your contract, you can simply hand it back.
  • The van’s road tax is usually taken care of for the first year of the agreement.
  • Many business contract purchase vans are available with service and maintenance packages, for an additional fixed monthly fee.

We understand that business contract purchase isn’t for everyone, which is why at Stoneacre we offer other finance options including van hire purchase and van contract hire.

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Representative Example

Cash Price£16,551.73
Term49 months
Amount of credit£14,972.95
Fixed Interest4.99%
Representative APR10.62%
Total Charge for credit£3,449.86
Option fee (included in total charge for credit)£399.00
Total Amount Payable (Incl. Deposit)£20,001.59

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders may pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.