Car Finance
No Deposit Finance

What is No Deposit Car Finance?

While it’s true that most car finance deals ask for some kind of deposit in the form of cash or a part exchange, it’s perfectly possible to get a new car with zero deposit.

For some, a cash deposit might be hard to come by, and they might not have an outgoing car to exchange.

In such situations, we can offer no deposit car finance, where neither cash or a part exchange are required, and you can still get a car on credit.

At Stoneacre, we work with flexible lenders who can help our customers get into a new car with a no deposit finance deal - you can start this journey by doing a free eligibility check right here on our website.

Free Eligibility Check

Representative Example

This represents an average of the deals that our customers receive on other vehicles

Cash Price £19,121.93

Deposit £1,266.23

Term 48 months

Payment £323.72

Amount of credit £17,855.70

Fixed Interest per annum 6.46%

Representative APR 11.36%

Total Charge for credit £6,194.43

Final Payment £8,511.57

Option to purchase fee £399.00

Total Amount Payable (Incl. Deposit, charge for credit, final payment & purchase fee) £25,715.36

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders will pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.