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No Deposit Car Finance

Great Deals on Zero Deposit Finance

Stoneacre Car Dealership

If you’re looking for great deals on no deposit finance, you’ve come to the right place!

At Stoneacre, we recognise that it’s not always possible to get a deposit together for your new car. That’s why we work with a number of specialist lenders who can offer 0 deposit car finance deals across a whole range of our cars.

This means that you no longer need to save up for a hefty lump sum to buy new wheels. Instead, with our no deposit car finance deals you can simply spread the cost of your vehicle into affordable monthly payments.

Receive a free finance check today to see if you are eligible for a no deposit car finance agreement. This simple, online check up is free and has no effect on your credit score.


Representative Example

Cash Price£16,551.73
Deposit£1,578.78
Term49 months
Payment£367.83
Amount of credit£14,972.95
Fixed Interest4.99%
Representative APR10.62%
Total Charge for credit£3,449.86
Option fee (included in total charge for credit)£399.00
Total Amount Payable (Incl. Deposit)£20,001.59

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders may pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.

No Deposit Car Deals

Our no deposit car finance deals are available through a variety of different options including Hire Purchase and Personal Contract Hire. Both packages make getting a new car more affordable and it means that the car you’ve always dreamed of owning, may be in reach.


If you feel you need a zero deposit finance agreement because you have no cash to put towards a new car, don't forget that your current used car can be used as a deposit. Also, to make things easier, we offer a free, no-obligation valuation tool, helping you to get an idea of what deposit you might actually be able to put down.

No Deposit Options

Car Finance Options

Hire Purchase

Get your hands on a dream car today with Stoneacre Hire Purchase car finance deals, with no deposit. This option allows you to own the car when you finish and the contract reaches its end.

Personal Contract Hire

Personal Contract Hire, meanwhile, is an excellent finance deal if you want the flexibility to swap your car every few years. With PCH you'll also generally enjoy cheaper payments; it is a very popular choice for leasing a car.


No Deposit Car Finance Near You

We have many cars on sale to pay monthly with no deposit. Find your local Stoneacre dealer and pop-in to discuss zero deposit car finance today.

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Applying for Car Finance with 0 Deposit

Zero Deposit Car Finance

No Deposit Finance with Stoneacre

Applying for a no deposit car finance deal at Stoneacre is easy with our quick online application process. With a few basic details, our dedicated in-house finance team will be able to process your application. We will then carry out a Quotation search (soft search) credit check to see if you’re eligible. This Quotation search (soft search) will not negatively affect your credit score, as it is only the first stage check.

Specialist Lenders

Our specialist lenders focus more on ensuring that your car finance deal is affordable and you can meet the monthly payments. This means we are able to offer 0 deposit car finance to a wide range of people. What’s more is we have an experienced and friendly team who will always put you first. They work tirelessly to find the best no deposit car finance to suit your requirements and personal budget.

Poor Credit Score?

Poor Credit Score

Struggling with a poor credit score? Don’t worry! Here at Stoneacre, we pride ourselves on working with customers to find a solution that suits your circumstances. Even if you have bad credit score, no credit history or CCJs in the past, we will work with our lenders to try and get you a deal that you can work with.

How can I apply for poor credit finance?

If you'd like to apply for our car finance on poor credit or bad credit, use our free finance check today to get an indication of whether you'll be processed. Our online finance form includes a soft search which will not affect your credit score. So apply without worries and proceed with our finance team for a personalised no deposit quote.


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