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No Deposit Car Finance

Check if you are eligible

Get approved risk-free with Stoneacre's soft search

No deposit car finance application process

If you’re looking for great deals on no deposit car finance for your next car then you’ve come to the right place!

At Stoneacre, we recognise that it’s not always possible to get a deposit together for your new car. That’s why we work with a number of specialist lenders who can offer 0 deposit car finance across our whole range of cars.

This means you no longer need to save up a hefty lump sum to buy new wheels. Instead, with our no deposit car deals you can simply spread the entire cost of the vehicle into affordable monthly payments.


No deposit car deals


Our no deposit car finance deals are available through a variety of different options including Hire Purchase and Personal Contract Hire. Both packages make getting a new car more affordable and mean that the car you’ve always dreamed of owning, may be in reach.


If you feel you need a no deposit deal because you have no cash to put towards a new car, don't forget that your current car can be used as a deposit.

Also, to make things easier, we offer a free, no-obligation valuation tool, helping you to get an idea of what deposit you might actually be able to put down.


Blue car on hire purchase finance
Blue car on hire purchase finance

Hire Purchase


Get your dream car today with Stoneacre via Hire Purchase deal with no deposit. With this option you'll own the car when the contract finishes.


Red car on personal contract hire finance
Red car on personal contract hire finance

Personal Contract Hire


This finance deal is excellent if you want flexibility to change your car every few years. You'll also usually enjoy cheaper payments.


Applying for car finance with no deposit

Woman checking car's rear-view mirror

Applying for no deposit car finance at Stoneacre is quick and easy with our simple online application process. With a few basic details, our dedicated in-house finance team will be able to process your application.

We will then carry out a Quotation search (soft search) credit check to see if you’re eligible. This Quotation search (soft search) stage will not negatively affect your credit score as it is only a first stage check.

We work for you

Our specialist lenders focus more on ensuring that your car finance is affordable and you can meet the monthly payments. This means we are able to offer 0 deposit car finance to a much wider-range of people. What’s more, we have an experienced and friendly team who will always put you first. They work tirelessly to find the best no deposit car finance deals to suit your requirements and budget.

If you have less than a perfect credit score...

Red car on finance driving the road

Don’t worry if you have a less than perfect credit score. At Stoneacre, we pride ourselves on working with our customers to find a solution that suits your individual circumstances.

Even if you have bad credit, have no credit history or if you’ve had CCJs in the past, we will work with our lenders to try and get you a deal.



Finance Disclosure


For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.


Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.


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