Will the car be disabled while in use?

The car will only disable after being left idle. Before this, the black box will issue a warning sound, and the red light will flash. Some lenders will also send a text message to warn you before the time.

Can I have the black box removed?

No - the car will remain the lender's property until all payments are complete. After this, we can remove the black box and transfer ownership to you. However, some lenders will let you buy the box and keep it fitted as a permanent immobiliser.

Can you pay a weekly amount with pay-as-you-go car finance?

You can pay a weekly amount with pay-as-you-go car finance. However, many pay-as-you-go car finance lenders will insist on a monthly amount as this is usually easier to manage for both parties.

Can you get pay-weekly car finance with no credit check?

If you're looking to purchase one of our pay-weekly cars with no credit check, we do not provide this. We offer pay-weekly cars under some circumstances, but require a credit check to show you can make the repayments on time. If you attempted to purchase a pay-weekly vehicle with no credit check in the UK, you could potentially harm your credit score as there would be no pre-approval process.

Can you get black box car finance with no credit check?

We can't offer guaranteed black box car finance without some form of a credit check. You can apply for pay-as-you-go car finance with a black box today and see if you are eligible. Our finance form performs a soft-search check, so it will not affect your credit score, regardless of the outcome.

Can you get pay as you go car finance on benefits?

Pay-as-you-go car finance is available for people on benefits and those experiencing poor or bad credit.

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What is Pay as you go Car Finance?

Pay As You Go car finance (or black box car finance) works around a Hire Purchase agreement, which requires an initial deposit and a set of recurring monthly payments. What makes PAYG car finance from an HP agreement is the inclusion of a black box.

Having a black box on your car is similar to those fitted by insurance companies. Instead of monitoring a driver's behaviour, it acts as a hi-tech payment reminder.

Check Your Eligibility

Representative example: £19,121.93 repayable over 48 months. 48 monthly payments of £323.72. Deposit of £1,266.23. Amount of credit £17,855.70. Representative 11.36% APR. Fixed rate per annum 6.46%. Final Payment £8,511.57. Option to purchase fee £399.00. Cost of Credit £6,194.43. Total amount payable (Incl. Deposit, charge for credit, final payment & purchase fee) is £25,715.36.

What is Pay as you go Car Finance?

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