Bad Credit Car Finance Banner

Is bad credit car finance possible?

The simple answer is yes.

At Stoneacre, we do not count your credit rating as a single source of truth - when considering your application for car finance, we also look into other factors, such as your ability to afford car finance.

We like to give everyone a chance to be approved for car finance, even those whose credit score might not be at its best. As such, we provide an online form to see if you are eligible - it is easy to complete, and will not affect your credit rating, regardless of the outcome.

We can offer car finance for bad credit customers due to our flexible panel of lenders, ones who have great experience in helping out such car buyers - so feel free to check your eligibility today to see if you can get car finance for bad credit.

Representative Example

This represents an average of the deals that our customers receive on other vehicles

Cash Price £19,121.93
Deposit £1,266.23
Term 48 months
Payment £323.72
Amount of credit £17,855.70
Fixed Interest per annum 6.46%
Representative APR 11.36%
Total Charge for credit £6,194.43
Final Payment £8,511.57
Option to purchase fee £399.00
Total Amount Payable (Incl. Deposit, charge for credit, final payment & purchase fee) £25,715.36

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders will pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.