Car Finance at Stoneacre

Check if you are eligible for auto financing

Get approved risk-free with Stoneacre's soft search

Buy a car on finance

Spread the cost of your new car with affordable monthly payments.

Getting a car on finance at Stoneacre couldn’t be easier - simply check your eligibility for finance using our soft-search credit check, then start the search for your new wheels.


With Stoneacre car finance you can:

- Spread the cost through easy to manage monthly payments

- Check your eligibility without impacting your credit score

- Get tailor made car finance

- Enjoy a quick and hassle-free process

Your car, your finance

Red car on finance
Red car on finance - mobile

Car Finance Deals


Our award-winning finance team are experts in their field - let them help you find the right deal.


Close-up of car keys and document sign for car finance
Close-up of car keys and document sign for car finance - mobile

0% Car Finance


Save hundreds on your next car with an interest-free car finance package.


Calculator and pennies - car finance
Calculator and pennies - car finance - mobile

Bad Credit Car Finance


Find out how to get a new car, even with a credit rating that's not quite perfect.


Your car, your finance

Red car on finance - mobile

Car Finance Deals


Our award-winning finance team are experts in their field - let them help you find the right deal.

Close-up of car keys and document sign for car finance - mobile

0% Car Finance


Save hundreds on your next car with an interest-free car finance package.

Calculator and pennies - car finance - mobile

Bad Credit Car Finance


Find out how to get a new car, even with a credit rating that's not quite perfect.

How Does Car Finance Work?


Not sure what you’re looking for when it comes to car finance? Let us help find the best car finance for your needs.


At Stoneacre, we offer various finance options for ultimate flexibility.

Ford Kuga car on hire purchase finance
Ford Kuga car on hire purchase finance - mobile

Hire Purchase (HP)


- Breaks full cost of the car into affordable monthly payments

- You own the car at the end of the agreement

- No need to worry about mileage or damage


Ford Puma blue car on personal contract purchase finance
Ford Puma blue car on personal contract purchase finance - mobile

Personal Contract Purchase (PCP)


- Only make monthly payments towards a portion of the full cost so lower monthly payments

- Choose whether to pay remaining balance at end of agreement, switch to a new deal or simply hand back the car

- Restrictions on mileage apply


Red Ford Puma car outdoors near the lake
Red Ford Puma car outdoors near the lake - mobile

Personal Contract Hire (PCH)


- Essentially a long-term rental so no ownership option

- Ideal if want low monthly payments

- Often includes service and maintenance costs


Car Finance Alternatives

Red Ford Kuga car driving on the road

Not interested in the three above options? Well they aren't you're only avenues for car finance.

Personal Contract Hire (PCH) - Essentially long-term rental and ideal if you want low monthly payments, you're not interested in ownership and you'd like servicing or replacement tyres included in the deal - more information

Motor Loan - Ideal if you don't have a deposit, want to own the car outright and you don't want the restrictions of a mileage allowance.

Want to know what kind of deposit you can put down on such a finance package? Well, we can offer you a free, no-obligation valuation tool, giving you a solid idea of what your vehicle is worth towards a new car.

Financing your car with Stoneacre

Apply for finance


Use our online application form for initial eligibility. Shortly after, a member of our in-house team will get in touch to discuss your application. Learn more about finance application process.

Find your car


Not only do we represent over 20 of thw world's most recognisable manufacturers, we also stock vehicles from many more brands.

Agree the deal


Once you've secured the car, established the cost of finance, and agreed the repayments and deposit, the paperwork can be drafted.

Sign the agreement


This is also when any deposit must be paid, or your old car given in part-exchange. Once completed with the paperwork, it's time to drive away.

Will I get accepted for car finance?


Each one of our lenders has its own criteria. However, there are several requirements you must meet to be eligible.


Applicants must:

Why choose us for car finance?


With over two-decades of experience within the realm of automotive retail, we're able to offer a huge number of benefits and a smooth car-buying process.

You might also be interested in...



Finance Disclosure


For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.


Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

Loading