Car finance with Stoneacre

Whether you're looking for your first car, family car or even your dream car, buying with Stoneacre couldn't be easier. Our award-winning car finance team pulls out all the stops to provide a great deal and a great experience.

Car finance can often seem like a minefield, yet in reality it's a fairly hassle-free process and ideal for those who are unable - or who'd rather not - pay for a vehicle outright.

Instead, you enter into a legally binding finance agreement giving you the freedom to pay off the balance in manageable monthly instalments. A non-refundable deposit is sometimes also payable, but this can often be as little as a single month's payment.

Working with a panel of specialist lenders, we're able to offer market-leading rates and deals, including interest free and no deposit options. Applying is fast and simple, thanks to our quick-to-complete form.

Your options and how they vary?

Car finance comes in various forms, each offering varying degrees of flexibility. These includes traditional ownership and an option that won't necessarily see you own the car at the end of the contract.

Personal Contract Purchase (PCP) - Great if you have a reasonable credit rating, want the freedom to drive a new car every two-to-three years and want cheaper monthly payments.

Personal Contract Hire (PCH) - Essentially long-term rental and ideal if you want low monthly payments, you're not interested in ownership and you'd like servicing or replacement tyres included in the deal.

Hire Purchase (HP) - If you want to own your car at the end of the agreement and you're not eligible for or don't want a personal loan, choose Hire Purchase.

Motor Loan - Ideal if you don't have a deposit, want to own the car outright and you don't want the restrictions of a mileage allowance.

Want to know what kind of deposit you can put down on such a finance package? Well, we can offer you a free, no-obligation valuation tool, giving you a solid idea of what your vehicle is worth towards a new car.

Are you eligible for car finance with Stoneacre?

Each one of our lenders has its own criteria. However, there are several requirements you must meet to be eligible.

Applicants must:

Have resided in the UK for at least three years - You must live in the UK and have done so for at least three years.

Be at least 18 years of age - By UK law, you must be at least 18 years old to enter into a finance agreement.

Not be bankrupt - You must not be involved in bankruptcy proceedings. Ex-bankrupts may be considered - find out more about this at: financing a car with bad credit. Check Eligibility