Apply for Car Finance with Stoneacre

Apply for car finance online

Get approved risk-free with Stoneacre's soft search

At Stoneacre, we want to make it as easy as possible for people who want to buy a new car. It’s no secret that most who purchase a vehicle do so through finance, and we’re here to give you a simple, straightforward journey to achieving that.


Applying for car finance at Stoneacre consists of a single online form which asks for a few details before working out a decision on the eligibility of the applicant.


Let’s find out more about how this works.

What is the purpose of our finance form?

Close-up of car keys and document sign for car finance

For those looking to apply for car finance online, our form is ideal, and not just because it’s so easy and quick to complete, be it on phone or computer.

In essence, our online finance form is just a first step in applying for car finance. While the form isn’t strictly a full application, it does check with our various finance lenders as to whether you’re eligible for car finance.

Following the completion of the form, both yourself and us will know if we can go ahead and get finance in place on one of our 1,000s of car available – be it new or used.

Apply for car finance online (UK)

Calculator and pennies - car finance

We understand that forms aren’t exactly the most fun thing to fill in, but they are necessary in helping us achieve numerous things. In this regard, our finance form has been created in a way that makes online car finance application process as easy and stress-free as possible.

Each step of the way gives you a simple, single set of details to enter, such as:

-Employment

-Address

-Personal Details

These bite-size chunks ensure minimum input from those filling in the form, taking out any hardship that you might endure on another similar application.

Pre-approved car finance

You will go through a provisional process of getting car finance with us when completing a free finance form online (UK), also known as soft search. It does not affect your credit score which isn’t a final finance quote or guaranteed. However, after checking the eligibility, our finance team we’ll be in touch to discuss various options available and continue the process of getting finance if you wish to proceed. 

Since we work with a variety of companies, from Close Brothers Motor Finance and Alphera Finance to manufacturers financial divisions, such as Citroen, Ford Credit, Hyundai and Mazda, you’ll have plenty of choices to get the finance that suits your needs.


Applying for Car Finance FAQ

Important information about applying for car finance!

  • Can I apply for car finance with bad credit?

    Even if you have bad credit, it’s still possible to get car finance as we work with a variety of lenders who specialize in helping people with lower credit scores. 

  • How does filling in your form help me?

    With our finance form being a device to check your eligibility for credit, you can rest assured that whether you’re deemed eligible or not, there won’t be a full search recorded on your credit profile. This is especially good for those who may have a history of poor or bad credit and might be worried about any further damage to their profile.

    Our online car finance form is a springboard for those wanting to quickly get into a new car. Getting acceptance at this stage ensures subsequent processes are straightforward and take as little time as possible.



  • What should I expect after completing your form?

    Regardless of the decision on whether you’re eligible for finance or not, we will be in touch by either phone or email with further information.

    For those who are accepted, we can:


    -Arrange a visit to our dealership to see a car of interest

    -Get the finance in place ahead of your visit


    This is to ensure there is minimum work to be done when in branch to collect your new vehicle.

    If you’ve unfortunately been deemed ineligible for finance at this point, all is not lost. While it might not be possible now, we can offer coaching to improve your credit rating with a plan to get you eligible in the near future.

  • What do I need to apply for car finance?

    You’ll need the following documents to apply for car finance online:


    1.A device to access the form on is required - a phone, laptop, desktop computer or tablet. Our website has been optimised to work across all such devices.

    2.A valid email address and UK telephone number.

    3.A minimum three years’ of address and employment details.


    So, make sure you have to hand the specifics. If you have all that, applying for car finance online should be a simple affair and we look forward to hearing from you.


  • Can someone else apply for car finance for me?

    No, that’s because the person who is applying for car finance is considered to be the main driver and owner of the car. It’s considered risky by lenders and known as an ‘accommodation deal’ if you try and get finance for someone else. So for example, if two people live at the same address, lenders see it and connect the dots. It is better to try and improve your credit score, rather than applying through someone else. 

  • How long does it take to apply for car finance?

    When applying online through our finance form, it only takes few minutes and you’ll also get an instant decision.

More information...


Finance Disclosure


For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.


Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.


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