Finance Q&A - Change/Amend Finance

Can you refinance a car?


Answer from the Stoneacre finance team:

Hi Dominica, thanks for your questions.

Unfortunately, we can't facilitate the refinancing of your car in general.

However, if you do hold a PCP agreement with us, instead of paying the GMFV at the end of your agreement, you may want to refinance this to have more extended monthly payments instead. This is an ideal choice for drivers who can no longer pay that lump sum.

After this, you will own the vehicle outright, though you do have to bear in mind that this will add more interest onto what you pay.

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