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Car finance with insurance deals

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Car finance with insurance calculator

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Affordable car finance and insurance solutions

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Will not affect your credit rating

Car finance with insurance

Streamline your car buying experience by taking out combined car finance with insurance.

Buying a car can be an expensive time, and few people can afford to buy a new car and pay for a year’s insurance outright. That is why many people decide to spread the cost over a schedule of more affordable monthly payments. However, dealing with two companies and managing two separate payments can be a bother.

To help make this easier, we offer ‘pay monthly motoring’ which combines cars on finance with insurance in one simple monthly payment. What’s more, many of our pay monthly cars with insurance are available with extras such as road tax and servicing so offer great savings.

all inclusive

At Stoneacre, we not only offer car finance with insurance on new cars, but we also offer it on a selection of our 6,000 used vehicles across the Stoneacre network via our comprehensive All Inclusive Scheme.

Stoneacre All Inclusive is a pay-monthly motoring package, combining a used car on finance and insurance, along with Road Tax (VED) and Manufacturer-Approved Servicing, as well as Roadside Cover and our Lifeline Guarantee. Meaning all of your motoring costs other than fuel are covered in one simple payment.

The scheme is competitively priced and offers a cost-effective alternative to financing motoring services separately, with the car part based around a Hire Purchase (HP) deal. To find out more about HP, read our guide on what is a Hire Purchase.

Go to All Inclusive

Young Drivers Finance with Insurance

Getting your first car is an exciting time; however, for many, the growing cost of buying and insuring a car is prohibitive. To help young drivers out, we offer a car and insurance package specifically for young drivers, aged 18-24.

Most insurance companies consider drivers aged 18-24 to be higher risk and, as a result, insurance premiums are higher. Young people are also considered riskier to lend to as they have a limited credit history. While many companies will provide finance, it is likely to be at a higher rate.

So, to help young drivers get behind the wheel, our car and insurance deals break down the cost of car ownership into one simple and affordable payment. What’s more, some of our manufacturers offering car finance with insurance will subsidise the insurance to reduce the monthly payments, so is a great way to save.

Finance and insurance - JAF logo

Just Add Fuel is a packaged deal from Peugeot, similar to our own All Inclusive motoring. It includes a brand new Peugeot car, insurance and road tax, but what makes it different is added roadside assistance. You just add the fuel.

The scheme offers two financing options. The first is a personal lease, with no option to own the car – when the agreement ends, you hand it back.

The second is essentially a Personal Contract Purchase deal, with the option to own the car. Both Just Add Fuel deals involve a three-year term and includes the best models from Peugeot's range, including the 108, 308, 2008 and 3008.

Go to Just Add Fuel
Finance and Insurance - SimplyDrive Logo

Citroen's SimplyDrive scheme works on a similar basis to Peugeot’s Just Add Fuel, providing a package that includes financing a brand new car, insurance, road tax (VED), servicing and more.

Go to SimplyDrive

Car and Insurance deals

If you're looking to get car finance with insurance or want a comprehensive package that might include a few other perks, then we're confident that we have something for you.

Whether All Inclusive or a manufacturer scheme looks to be the one for you, we'll be here to help you all the way into a new car.

If you're looking to take your first step towards a car and insurance deal, then you can make a no-obligation application. Our quotation search process means that your credit rating will not be affected, even if you're not accepted.

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Finance Disclosure

For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.

Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

Representative example
Cash Price£13,000
DepositNil
47 Monthly Payments£280.51
Amount to Finance£13,00
Total Interest Payable£2,743.97
GMFV£2,950
Total Amount Payable£16,133.97
Option Fee (Included in TAP)£399
Term48 Months
Rate of Interest (Fixed)8.83%
APR9.9%
Miles per Annum8,000
Excess Mileage Charge6.0ppm

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