Apply for a Car Loan

Check your finance eligibility for free

Competitive dealer finance
Online decision
Won't affect your credit rating

Car Loans at Stoneacre

Effectively alternative phrasing for car finance, a car loan is something that can unlock affordability for a car - new or used - by breaking down the cost of a vehicle into smaller monthly payments.

A deposit is not required when you get a car loan, but it is important to state that loans are typically not secured against a vehicle.

When applying for a car loan through Stoneacre, you’ll be assigned your own personal finance coordinator to help you through the process, and they will go into detail regarding every aspect of the application and subsequent loan.

Applying online is easy, and is a great way to check your eligibility for finance without harming your credit score, regardless of our decision.

Representative Example

This represents an average of the deals that our customers receive on other vehicles

Cash Price £19,121.93

Deposit £1,266.23

Term 48 months

Payment £323.72

Amount of credit £17,855.70

Fixed Interest per annum 6.46%

Representative APR 11.36%

Total Charge for credit £6,194.43

Final Payment £8,511.57

Option to purchase fee £399.00

Total Amount Payable (Incl. Deposit, charge for credit, final payment & purchase fee) £25,715.36

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders will pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.