Car Finance
Car Finance on Benefits

Car Finance on Benefits

Getting approved for car finance when you’re on benefits might feel like a tough ask - however, it is entirely possible to get credit in such a situation.

There are several reasons as to why a person might receive benefits, and the following are classed as sources of income when you look to apply for car finance:

Universal Credit
Housing benefits
Disability allowance (DLA)
Carers allowance
Personal Independent Payment (PIP)

If you receive benefits such as the above, you can see if you’re eligible for car finance with us right here online - and your credit score will not be affected, regardless of the result.

Free Eligibility Check

Representative Example

This represents an average of the deals that our customers receive on other vehicles

Cash Price £19,121.93

Deposit £1,266.23

Term 48 months

Payment £323.72

Amount of credit £17,855.70

Fixed Interest per annum 6.46%

Representative APR 11.36%

Total Charge for credit £6,194.43

Final Payment £8,511.57

Option to purchase fee £399.00

Total Amount Payable (Incl. Deposit, charge for credit, final payment & purchase fee) £25,715.36

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders will pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.