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Car Finance on Benefits
Getting approved for car finance when you’re on benefits might feel like a tough ask - however, it is entirely possible to get credit in such a situation.
There are several reasons as to why a person might receive benefits, and the following are classed as sources of income when you look to apply for car finance:
- Universal Credit
- Housing benefits
- Disability allowance (DLA)
- Carers allowance
- Personal Independent Payment (PIP)
If you receive benefits such as the above, you can see if you’re eligible for car finance with us right here online - and your credit score will not be affected, regardless of the result.
Representative example: £19,121.93 repayable over 48 months. 48 monthly payments of £323.72.
Deposit of £1,266.23. Amount of credit £17,855.70. Representative 11.36% APR. Fixed rate per
annum 6.46%. Final Payment £8,511.57. Option to purchase fee £399.00. Cost of Credit £6,194.43.
Total amount payable (Incl. Deposit, charge for credit, final payment & purchase fee) is
£25,715.36.
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