Car Finance Deals

Best Car Finance Deals with Stoneacre

Stoneacre Volvo dealership building

So, you’ve found your dream car but you’re feeling just a little unsure about which car finance deal is best for you?

With Stoneacre, you’ll find a selection of the best car finance deals in the UK, but it’s still worth pausing to consider your options and how they work before rushing headlong into a barrage of numbers and percentages.

To help you compare the car finance options and work out what’s best, here are three of the most popular deals explained.


Car Finance Deals and Options

Inside of the car
Inside of the car - mobile

Personal Contract Purchase


Perhaps one of the most popular types of car finance deals, Personal Contract Purchase is also the most flexible, giving you several options come the end of the contract. Just keep in mind regarding mileage limits, and even potential charges for damage.


Close-up of a car wheel
Close-up of a car wheel - mobile

Hire Purchase


Of the main choices of car finance deals available, Hire Purchase is the traditional option. Although not as flexible as a PCP deal, Hire Purchase does guarantee ownership of the car at the end of the finance agreement, and you don't have to worry about mileage.


Inside the SEAT car
Inside the SEAT car - mobile

Personal Contract Hire


If you’ve no interest in owning your next car, then Personal Contract Hire might be the best car finance option for you. It’s also a suitable car finance deal if you don’t want to worry about depreciation or interest costs. It is a similar finance deal to leasing.


Car finance process at Stoneacre Rotherham Mushroom Garage
Car finance process at Stoneacre Rotherham Mushroom Garage - mobile

Best Used Car Finance Deals


Stoneacre is the place to go for the best car finance deals. We offer a variety of cars for cheap prices in the clearance section, as well as superb £25 per week deals.

Why not also check out our range of cheap cars on finance under £200 a month and pick a pre-owned vehicle on a deal to suit you?


Red Suzuki Swift car
Red Suzuki Swift car - mobile

New Car Finance Deals 


In addition to specialising in cheap second-hand car deals, we also give you the best new car finance deals in the UK. As we work with a variety of world-leading car brands, from Ford and Vauxhall to Fiat, you can expect to see deals including manufacturer's contributions towards a deposit and 0% APR.


Cheap Used Car Deals - £25/per week

Stoneacre Mazda dealership building
Stoneacre Mazda dealership building - mobile

No Deposit Deals


Our panel of lenders are able to offer no deposit car finance deals for customers who don’t want, or are unable to put down a large deposit on their car. These deals are available across a range of finance packages, including HP, PCP and PCH.


Stoneacre Hyundai dealership building
Stoneacre Hyundai dealership building - mobile

0% Car Finance Deals


If you're looking for 0% car finance deals, then you'll be glad to know many of our cars are available on interest-free packages. Our manufacturers offer 0% APR car deals all the time, while most of our used stock can also be obtained through 0% finance.


Bad Credit Car Finance

Cars outside SEAT Chesterfield dealership

We specialise in helping customers looking for bad credit car finance solutions and have a 2/3 approval rate. At Stoneacre, we consider all circumstances and care more about your financial situation today and whether or not you can afford your monthly payments. Not just your credit score.

There’s no harm in making an application as we use a soft search during the early stage, meaning you get an idea of your eligibility without it negatively impacting your credit profile.



Finance Disclosure


For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.


Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

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