Car Finance Companies

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How do we work with car finance companies?


We work with a variety of car finance companies from independent lenders, such as BNP, Evolution & Close Motor Finance to established manufacturer car finance providers in the UK, including Aston Martin, Volvo Car Finance and many more to ensure you get the best offers, available on both new & used cars.


Representative Example

Cash Price£16,551.73
Deposit£1,578.78
Term49 months
Payment£367.83
Amount of credit£14,972.95
Fixed Interest4.99%
Representative APR10.62%
Total Charge for credit£3,449.86
Option fee (included in total charge for credit)£399.00
Total Amount Payable (Incl. Deposit)£20,001.59

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders may pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.

Car finance process

If you're wondering how the application process works, check it out below:


Enquire on the quote


Pick your car & enquire about the finance quote online within the new or second-hand cars section. You can also contact finance team here.


Finance Application Form


Apply for car finance online to check your eligibility with our quick and easy online finance form, with no effect on your credit score. It's quick & easy too.


Get a quick decision


Our finance team will be in touch to discuss your options and proceed further with your application if it's the right fit for you, or take you through the alternatives.



Enquire on the quote


Pick your car & enquire about the finance quote online within the new or second-hand cars section. You can also contact finance team here.


Finance Application Form


Apply for car finance online to check your eligibility with our quick and easy online finance form, with no effect on your credit score. It's quick & easy too.


Get a quick decision


Our finance team will be in touch to discuss your options and proceed further with your application if it's the right fit for you, or take you through the alternatives.


A list of car finance companies we work with:

Take a look below & check out the best car finance providers

Manufacturer Car Finance Companies:


Alphera – they provide both Hire Purchase (HP) and Personal Contract Purchase (PCP) financial products for Aston Martin subsidiary.


Blackhorse – subsidiaries include Suzuki Finance, Shogun Finance, Harley Davidson Financial Services & Triumph Finance. They specialise in HP, PCP, Personal Contract Hire (PCH) and Business Contract Hire (BCH) for both new & used cars.


Santander – subsidiaries include Volvo Car Credit, Mazda Finance, Hyundai Car Finance, Kia Finance and MG Finance. You'll find a variety of finance options including Conditional Sale (CS), PCP, PCH & others.


PSA Finance – Citroen Finance and Peugeot Finance are the subsidiaries, with offers including Personal Finance Lease, PCP and CS.


FCE Bank - Ford subsidiary and include CS, Balloon Conditional Sale, HP & Balloon HP financial products.


Vauxhall Finance – includes PCP, Contract Hire, CS & finance lease products.


RCI Financial Services - subsidiaries consist of Nissan Finance, Renault & Dacia Finance. There's a good mix of products including PCP, HP, finance lease and many others.


Honda Financial Services – Honda financial branch offers PCP, HP and Contract Hire offers.


Toyota Financial Services – it has a good variety of products including PCP, HP, PCH, Finance Lease and even Balloon Finance Lease.


Lexus Financial Services – similarly to Vauxhall, Honda and Toyota, Lexus is a financial company branch offering PCP, HP and lease purchase.


FCA Automotive Services – you can get excellent finance deals through Fiat, Alfa Romeo, Chrysler, Jeep and Abarth. Products include PCP, HP, Advanced Payment Plan (APP) & Balloon Hire Purchase.


VWFS – SEAT finance is a subsidiary of VWFS and has products, such as PCP, HP and leasing.

Independent Car Finance Companies:

BNP Paribas - they specialise in leasing products.


Evolution Funding – you'll find HP and PCP financial offers from this finance provider.


Close Motor Finance – offers include CS, PCP and HP.

Jeep and Fiat Newcastle dealership

How to pick the right car finance provider?

Everyone has different needs when it comes to car finance, that’s why we have a large selection of car finance providers we work with that will suit any circumstances. We work with companies that specialize in bad credit car finance, as well as 0% for those with excellent credit scores. Whatever your needs are – we have your back and will ensure you have tailored financing to help you get the best offers. 

No car finance fits all that’s why at Stoneacre, we have a diverse range of auto finance with over 22 car finance companies. Additionally, our professional in-house finance team is here to help you pick the right deal and drive away with your dream car quickly. 


Why choose Stoneacre for car finance?

  • We care about your circumstances

    Whether you have excellent credit or bad, we cater to everyone's circumstances equally, so you'll find a variety of finance products from our lenders.

  • In-house team

    Our dedicated in-house team will sort out your car finance in no time.

  • Two-out-of-three are approved

    We're pleased to say that the majority of car finance applications are approved.

  • Experienced in the industry

    We have over twenty years of experience, so you can rest assured that the process with be seamless.

  • Car finance providers

    As you can see from the above, we have many lenders and finance providers, ready to help you drive away today with the best offers. As a dealer, we have connections with a lot of car finance companies, whether you're after used car finance or brand-new.

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