Car Finance Payment Calculator

Set Your Budget

Please enter a Deposit
Please enter a Vehicle Cost

What You'd Pay

Your monthly payment:


Best Rate Available:
Total Repayment:
Total Cost of Credit:
Free Finance Check
The car finance calculator does not constitute an offer, it is an indication of cost. Your chosen Stoneacre dealership will clarify final deal details. Total Repayment and Total Cost of Credit include £399.00 Option Fee.

Car Finance Calculator Online

We’ve created this online car payment calculator, so it’s easy and straightforward to calculate monthly car repayments, interest rates and other associated costs. You can easily compare car finance in the UK with us and get the best possible deal.

Additionally, we're partners with lenders who are specialists in bad credit finance, which means you can easily calculate your finance payments even with poor or bad credit.

  • Estimate monthly payments

    Simply fill in all the fields and instantly get your estimate monthly car payment quote.

  • Best available interest rate

    Based on the information you provide, including your credit score, the calculator will display the best rate available to your circumstances.

  • Cost of credit

    It will also include the total cost of credit so you can consider all the car finance expenses. 

  • Total car finance repayment

    Total car finance repayment combines interest rates with your monthly car payments and shows how much you can expect to pay.

How does your Hire Purchase car finance calculator work?

Our useful hire purchase (HP) calculator works on the basis of Hire Purchase. In four simple steps, it is flexible enough to let you compare several different options, including the length of any agreement and the deposit amount. If you’d like to receive an exact price, contact our friendly finance team directly. 

Decide on how much you want to finance and then you’ll see essential information such as:

1. Credit Rating Information

We cater for all circumstances, so don’t be too concerned if you think you have a poor credit rating. Our finance experts could still find a deal which suits you.

2. Maximum Vehicle Price

With thousands of new and used cars always available you’ll have a great choice of top-quality vehicles, whatever your price range.

3. Deposit

Remember, a larger deposit means there’s a smaller amount left to finance. This could help keep your monthly repayments low and affordable.

4. Length of Finance Agreement

Spread the cost between 12-60 months. A shorter agreement will have larger monthly payments but less interest. However, the opposite applies to longer contracts.

What happens after I apply for car finance?

Car finance consultation at Stoneacre Cleckheaton dealership

You can then browse Stoneacre’s huge choice of cars online, or head straight to one of our dealerships. Equipped with knowledge about approximate monthly payments, you'll surely find the best finance deal.

What’s more, we also offer flexible finance offers on used cars.

Wondering about what kind of deposit you can put down? Our valuation tool is free to use and gives you a solid idea of how much your current car is worth.

Dedicated, award-winning finance team

As soon as you’ve found your ideal car at Stoneacre and identified which finance suits your circumstances, you can apply online. It’s fast, simple and you’ll know quickly if you’re likely to be eligible.

Even if you have bad credit our car finance calculator can help you work out the payments. Additionally, low apr car finance is available for those that have excellent credit scores. Whatever your needs are – we’ve got you covered.

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