Car Finance Calculator


Your credit rating?


Monthly payment amount

Best rate available:

Total repayment:

Total cost of credit:

The car finance calculator does not constitute an offer, it is an indication of cost. Your chosen Stoneacre dealership will clarify final deal details.

Find an affordable car finance deal

No deposit required

An affordable solution

Quick application

Quick application

Fast and easy process


Check with confidence

Will not affect your credit score

Car finance calculator online

Thinking about funding your next car with finance? Then it’s important to understand all the costs involved. We’ve created our handy online finance HP calculator to help. You can easily compare car finance with us and get the best possible deal.

Our calculator is straightforward & easy to use. Decide on how much you want to finance and then you’ll see essential information such as:

- Estimate monthly payments

- The interest rate

- Length of your agreement

You can then browse Stoneacre’s huge choice of cars online, or head straight to one of our dealerships. Equipped with knowledge about approximate monthly payments, you'll surely find the best finance deal.

What’s more, we also offer flexible finance offers on used cars.

Wondering about what kind of deposit you can put down? Our valuation tool is free to use and gives you a solid idea of how much your current car is worth.

Browse Cars

How does it work?

Our useful car hire purchase calculator works on the basis of Hire Purchase. In four simple steps, it is flexible enough to let you compare several different options, including the length of any agreement and the deposit amount. Here’s how it works:

1. Credit Rating Information

We cater for all circumstances, so don’t be too concerned if you think you have a poor credit rating. Our finance experts could still find a deal which suits you.

2. Maximum Vehicle Price

With thousands of new and used cars always available you’ll have a great choice of top-quality vehicles, whatever your price range.

3. Deposit

Remember, a larger deposit means there’s a smaller amount left to finance. This could help keep your monthly repayments low and affordable.

4. Length of Finance Agreement

Spread the cost between 12-60 months. A shorter agreement will have larger monthly payments but less interest. However, the opposite applies to longer contracts.

Dedicated, award-winning finance team

As soon as you’ve found your ideal car at Stoneacre and identified which finance suits your circumstances, you can apply online. It’s fast, simple and you’ll know quickly if you’re likely to be eligible.

Even if you have bad credit our car finance calculator can help you work out the payments. Additionally, low apr car finance is available for those that have excellent credit scores. Whatever your needs are – we’ve got you covered.

Check Eligibility

Finance Disclosure

For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.

Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

Representative example
Cash Price£13,000
47 Monthly Payments£280.51
Amount to Finance£13,00
Total Interest Payable£2,743.97
Total Amount Payable£16,133.97
Option Fee (Included in TAP)£399
Term48 Months
Rate of Interest (Fixed)8.83%
Miles per Annum8,000
Excess Mileage Charge6.0ppm

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