Make your bill more manageable with a 0% interest payment plan

There's no need to worry if your car service, MOT or repair costs more than you expected.

Simply pay a small deposit on the day then spread the remaining cost over 6 or 10 months, interest-free!

0% interest

10% min deposit

Covers all work

Interested?

If you're interested in our interest-free payment plans, you can calculate your monthly repayments below. If you have any questions, simply call your local Stoneacre and speak with our friendly aftersales advisors.

0% Finance

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Calculate your monthly repayments with a 6 or 10 month plan

£

This must be between £280 - £5000

£

Min deposit - 10% | Max deposit - 50%

Monthly installment amount

£0.00

Terms

Figures provided are for illustrative purposes only. They are not a quotation or a commitment to lend.

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Representative example

6 months

£280

Total Bill

£28.00

Deposit (10%)

£252.00

Credit amount

£42.00

Monthly payment

0%

Representative APR

£280

Total amount payable

10 months

£450

Total Bill

£45

Deposit (10%)

£405

Credit amount

£40.50

Monthly payment

0%

Representative APR

£450

Total amount payable

Figures provided are for illustrative purposes only. They are not a quotation or commitment to lend. This product is interest-free. This means that you'll pay an initial 10% deposit, followed by equal payments spread across 6 or 10 months, with no additional payments being made.

Frequently asked questions?

Who can apply for this payment plan?

To apply for an interest-free payment plan, you must be a UK resident between the ages of 18 and 80, be in employment (or retired) and have a bank account with a debit or credit card.

Who provides the finance?

Stoneacre Motor Group works with Klarna Bank AB who specialise in interest-free finance products.

How long does the application take?

The process should only take 5 minutes to complete.

How much do I have to spend to apply?

To spread the cost over 6 months, interest-free, your costs have to be between £280 and £5,000.

To spread the cost over 10 months, interest-free, your costs have to be between £450 and £5,000.

The minimum loan amount is £250. As long as your costs minus your deposit come to at least £250 you will be able to apply.

Do you perform a credit check?

Yes we do. As part of your application, a credit search is completed by Klarna who will normally let you know if you are eligible for the payment plan within 5-10 seconds.

What if I get declined?

If your application is declined, you will receive an email from Klarna. This email will contain the names of the credit reference agencies used, who you can then contact and request a detailed overview of your credit history.

Do I have to pay a deposit?

Yes we will require a deposit to be paid on the day. The minimum deposit is 10% of your total bill, but you can choose to pay anything up to 50% as long as it doesn't take your loan amount below £250.

What if my bill comes to more than £5,000?

If your total bill exceeds £5,000 you will need to speak to the Service Manager at your Stoneacre branch who will advise you of your options.

What if I want to cancel the credit agreement?

All customers have a right to withdraw from their credit agreement. If you want to do so, you will need to contact Klarna directly on 0844 880 6542 within 15 days of receipt of your welcome pack. Klarna will require you to settle the outstanding balance of your loan, plus any applicable interest.

If your 15-day withdrawal period has expired, you are able to settle your finance agreement with Klarna at any time. Again, you will need to contact them directly on 0844 880 6542 and they will give you a settlement figure and details of how to pay the remaining balance.

Do I have to pay any interest?

No. Our payment plans are completely interest-free.

When do I apply for a payment plan?

Once we've given you a quote for the cost of your repairs, you can make your application at the dealership. One of our service advisors will help you through the process.

Decidebloom Ltd acts as a credit intermediary and offers credit products exclusively through Klarna. Klarna is a trading name of Klarna Bank AB. Klarna Bank AB is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Finance is only available to UK residents aged 18-80, subject to status, terms and conditions apply.

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