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MOT Test Cover

What is MOT Test Cover?

MOT test cover provides financial protection against the cost of repairs that are the result of a failed MOT test and an issued VT30 form (refusal of an MOT certificate). Stoneacre MOT test cover is designed to protect you against unexpected repairs up to a cost of £500.

Our MOT test cover is valid in any 12 month period. If your car fails it MOT test, it can cover or contribute towards the cost of any repairs which are necessary for your car to pass its MOT. Information of required repairs will be provided following a failed test in a VT30 form.

Please be aware that Stoneacre MOT Cover cannot be taken out within 90 days of the due date of your MOT. If you are unsure about whether you qualify, please do not hesitate to contact us and we'll be happy to help.

Enquire about MOT Test Cover

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    • What does Stoneacre MOT test cover include?

      Your MOT test cover includes all 16 areas of the MOT test, protecting you against the cost of repair or replacing certain parts if your car fails its MOT in any of these areas.

    • What doesn’t Stoneacre MOT test cover include?

      You’re not covered for basic wear and tear, or any areas not listed on the VT30 form (MOT test failure certificate). The test or retest fee isn’t covered either, nor is any item listed as ‘advisory’ on your VT30 form.

    • How do you make a claim?

      Simply book your car into your nearest Stoneacre MOT test centre and let us know you have our MOT test cover. Our professional mechanics will then carry out your MOT test and your test cover will cover any repairs or replacement parts included in your policy, up to your £500 limit.

    • Do you need to book my car in for its MOT at Stoneacre?

      Yes. The cover is a Stoneacre product so can only be claimed against an MOT undertaken by Stoneacre. This guarantees that your car receives the best possible work from fully-skilled mechanics. Plus, with Stoneacre MOT test cover you’ll get peace of mind from knowing only genuine or manufacturer-approved parts will ever be used on your vehicle.

    • What are the benefits of MOT Test Cover?

      Low cost – protect yourself for one easy payment of £25 with our web discount (normally £50).


      Worry-free MOT – if your car needs work as a result of its MOT test failure, you know you’ve got up to £500 cover.


      Work you can trust – Stoneacre’s fully qualified mechanics deliver work to the highest standards.


      Reassuring quality – we only use genuine or manufacturer-approved parts, giving you total peace of mind.

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