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WHAT YOU NEED FOR CAR FINANCE

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What you Need for Car Finance hero car

Setting up a car finance agreement requires a strict collection of processes to ensure the contract is setup properly, and is watertight.


With this in mind, when purchasing a car on finance, it's important to know there are specific documents and pieces of paperwork required.

What documents do I need for car finance?


When you apply for financing to buy a car, you'll need to give the finance company a variety of information, documents, and evidence so they can evaluate your application.


In terms of documentation and paperwork, here is the minimum of what is required:

Without the above in place or avialable to you, your application will stall until you can gather the minimum level of paperwork and documentation.


Representative Example

This represents an average of the deals that our customers receive on other vehicles

Cash Price£19,121.93
Deposit£1,266.23
Term48 months
Payment£323.72
Amount of credit£17,855.70
Fixed Interest per annum6.46%
Representative APR11.36%
Total Charge for credit£6,194.43
Final Payment£8,511.57
Option to purchase fee£399.00
Total Amount Payable (Incl. Deposit, charge for credit, final payment & purchase fee)£25,715.36

"We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders will pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions. Offers available to everyone over the age of 18, subject to credit approval."

Copyright © 2026 DecideBloom Ltd, Registered office, Omega Boulevard, Capitol Park, Thorne DN8 5TX Company Number - 3003995. VAT Number - GB616996004

Decidebloom Ltd t/a Stoneacre are authorised and regulated by the Financial Conduct Authority our Firm Reference Number (FRN) is 308726

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