Welcome to Stoneacre Motor Group

Calculate Your Affordability For Car Finance

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The car finance calculator does not constitute an offer, it is an indication of cost. Your chosen Stoneacre dealership will clarify final deal details. Total Repayment and Total Cost of Credit include a £399.00 Option Fee, depending on the lender.

Estimated Payment£247.50per month
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Car finance calculator

How does our HP car finance calculator work?


Ahead of checking your eligibility for credit, you can get an idea of how much you might pay using our car finance calculator.


Our finance calculator is based on Hire Purchase (HP), and can give you an idea of your monthly costs - HP finance has fixed monthly payments, so you can rest assured that you’re always paying an amount that’s within your budget.


In a few simple steps, our car finance repayment calculator will provide an indication of your monthly costs - it's a great way of seeing how the likes of your deposit and preferred term can affect the cost of car finance.


Get Car Finance at Stoneacre

Apply online

Apply Online


Use our online form to get an initial eligibility check before making a full appilcation for car finance.

Finance coordinator

In-House Coordinator


A dedicated in-house team member will help you through the application and explain all the options available to you.

Car dealer

Dealership Appointment


If accepted for credit, you'll be able to visit your local showroom to see any cars of interest before discussing a quote.

Drive away

Drive Away


Once you've found the perfect car for you, it won't be long before you're behind the wheel driving away.

Representative Example

This represents an average of the deals that our customers receive on other vehicles

Cash Price£19,121.93
Deposit£1,266.23
Term48 months
Payment£323.72
Amount of credit£17,855.70
Fixed Interest per annum6.46%
Representative APR11.36%
Total Charge for credit£6,194.43
Final Payment£8,511.57
Option to purchase fee£399.00
Total Amount Payable (Incl. Deposit, charge for credit, final payment & purchase fee)£25,715.36

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders will pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions. Offers available to everyone over the age of 18, subject to credit approval.

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Copyright © 2025 DecideBloom Ltd, Registered office, Omega Boulevard, Capitol Park, Thorne DN8 5TX Company Number - 3003995. VAT Number - GB616996004.
Decidebloom Ltd t/a Stoneacre are authorised and regulated by the Financial Conduct Authority our Firm Reference Number (FRN) is 308726.
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