12 Best Cars for Young Drivers to Drive and Insure

person looking at car insurance on their laptop

Finding cars that are cheap to insure

Buying a car in a low insurance groups is a great way for young drivers to save money on their car insurance. Every car is categorised by an insurance group ranging from 1 - 50 based on their engine size, security and safety features, how easy they are to repair, and their market value. Cars in group 1 will be the cheapest to insure with those in group 50 the most expensive. The letter in the insurance group refers to the level of security features the car has as standard. Learn more about insurance groups here.

You can find some great looking and well performing cars that are cheap to insure. Vehicles in the higher insurance groups will be more performance based, but these will also be more expensive to both buy and insure also. You don't need to compromise on comfort and style though if you're looking at how to make your car insurance cheaper. There's a good collection of cars in the 1-10 insurance groups that are ideal for young looking to get their first car.


ford fiesta product image
ford fiesta product image

Ford Fiesta 1.1ltr Zetec


Insurance Group - 5E


The Ford Fiesta has long been a leader in its class of superminis. It is one of Ford’s best-selling cars in the UK and a well-known all-rounder.


It comes with an array of built-in driving aids and modern entertainment facilities, meaning its cheap on insurance and a popular car amongst young drivers.


Citroen C1 product image
Citroen C1 product image

Citroen C1 1.0 VTi 72 Feel


Insurance Group - 8E


Citroen C1 is a classic city car. It’s compact, reliable and cheap to run.


The second generation model has a spacious, stylish interior with modern features like DAB radio, digital driving aids and a 7” touchscreen interface that’s compatible with Apple CarPlay and Android Auto. 


Kia picanto product image
Kia picanto product image

Kia Picanto 1.0 Zest 5dr


Insurance Group - 5E


A compact and economical city car, the Kia Picanto is one of the more modern looking vehicles in its class. It's packed full with technology, perfect for urban living and daily commuting around the city.


On the low insurance group models you'll get a rear reversing camera system, a 7" touchscreen display with DAB, and a voice controlled entertainment system compatible with Apple CarPlay and Android Auto.


ford fiesta product image

Ford Fiesta 1.1ltr Zetec


Insurance Group - 5E


The Ford Fiesta has long been a leader in its class of superminis. It is one of Ford’s best-selling cars in the UK and a well-known all-rounder.


It comes with an array of built-in driving aids and modern entertainment facilities, meaning its cheap on insurance and a popular car amongst young drivers.


Citroen C1 product image

Citroen C1 1.0 VTi 72 Feel


Insurance Group - 8E


Citroen C1 is a classic city car. It’s compact, reliable and cheap to run.


The second generation model has a spacious, stylish interior with modern features like DAB radio, digital driving aids and a 7” touchscreen interface that’s compatible with Apple CarPlay and Android Auto. 


Kia picanto product image

Kia Picanto 1.0 Zest 5dr


Insurance Group - 5E


A compact and economical city car, the Kia Picanto is one of the more modern looking vehicles in its class. It's packed full with technology, perfect for urban living and daily commuting around the city.


On the low insurance group models you'll get a rear reversing camera system, a 7" touchscreen display with DAB, and a voice controlled entertainment system compatible with Apple CarPlay and Android Auto.


fiat 500 product image
fiat 500 product image

Fiat 500 1.2 Pop 3dr


Insurance Group - 7D


Fiat 500 is quickly becoming one of the most popular cars on the road for young drivers. Its retro Italian style is unique in its class and its modern interior makes it ideal for comfortable urban driving.


Even in the 1.2 base models you'll have cruise control and rear parking sensors, and an entertainment system complete with smartphone integration.


renault clio product image
renault clio product image

Renault Clio 1.1 SCe 75 Iconic 5dr


Insurance Group - 3E


Another best-selling supermini model, the Renault Clio is well known as a reliable all rounder for daily commuting and casual driving.


It's economical to run plus sporty, stylish and comfortable to drive, with modern features like lane keep assist, cruise control, over speed prevention, and rear parking sensors.


Its 3E insurance group shows the Clio is one of the cheapest cars to insure on the market.


vauxhall corsa product image
vauxhall corsa product image

Vauxhall Corsa 1.2 SE 5dr


Insurance Group - 6E


The Corsa lineage dates back to the 1980s and has been a staple hatchback in the UK ever since. Now the latest model is another desirable supermini with a sleek new look and a generous amount of technology built in.


Its modern entertainment system and safety-focused driving aids make for a comfortable drive suited for both short urban commutes and those longer weekend drives.



fiat 500 product image

Fiat 500 1.2 Pop 3dr


Insurance Group - 7D


Fiat 500 is quickly becoming one of the most popular cars on the road for young drivers. Its retro Italian style is unique in its class and its modern interior makes it ideal for comfortable urban driving.


Even in the 1.2 base models you'll have cruise control and rear parking sensors, and an entertainment system complete with smartphone integration.


renault clio product image

Renault Clio 1.1 SCe 75 Iconic 5dr


Insurance Group - 3E


Another best-selling supermini model, the Renault Clio is well known as a reliable all rounder for daily commuting and casual driving.


It's economical to run plus sporty, stylish and comfortable to drive, with modern features like lane keep assist, cruise control, over speed prevention, and rear parking sensors.


Its 3E insurance group shows the Clio is one of the cheapest cars to insure on the market.


vauxhall corsa product image

Vauxhall Corsa 1.2 SE 5dr


Insurance Group - 6E


The Corsa lineage dates back to the 1980s and has been a staple hatchback in the UK ever since. Now the latest model is another desirable supermini with a sleek new look and a generous amount of technology built in.


Its modern entertainment system and safety-focused driving aids make for a comfortable drive suited for both short urban commutes and those longer weekend drives.



hyundai i10 product image
hyundai i10 product image

Hyundai i10 1.0 MPi SE 5dr


Insurance Group - 5A


Hyundai i10 is an economical hatchback with low insurance premiums. Its 1.0 litre engine can do upwards of 55 miles per gallon and has class A safety features.


Safety features that come with the lower models: driver attention alert system, cruise control, speed limit and lane departure warnings.


peugeot 108 product image
peugeot 108 product image

Peugeot 108 1.0 72 Active 3dr


Insurance Group - 8E


The 108 follows the best selling 107 model as the next in line for Peugeot's hatchback range. Like its predecessor, the 108 is a compact city car built for simple economical driving.


The 108 is more sophisticated than the 107 but still a smart choice for young drivers looking for cheaper car insurance.


kia rio product image
kia rio product image

Kia Rio 1.0 T GDi 2 5dr


Insurance Group - 8E


Rio is one of the most popular cars from Kia currently on UK roads. Cheap to insure and economical to run, its a strong all-rounder for driving comfort and economy.


It makes well for safety and security as far as insurance is concerned and has a modern entertainment system too.


hyundai i10 product image

Hyundai i10 1.0 MPi SE 5dr


Insurance Group - 5A


Hyundai i10 is an economical hatchback with low insurance premiums. Its 1.0 litre engine can do upwards of 55 miles per gallon and has class A safety features.


Safety features that come with the lower models: driver attention alert system, cruise control, speed limit and lane departure warnings.


peugeot 108 product image

Peugeot 108 1.0 72 Active 3dr


Insurance Group - 8E


The 108 follows the best selling 107 model as the next in line for Peugeot's hatchback range. Like its predecessor, the 108 is a compact city car built for simple economical driving.


The 108 is more sophisticated than the 107 but still a smart choice for young drivers looking for cheaper car insurance.


kia rio product image

Kia Rio 1.0 T GDi 2 5dr


Insurance Group - 8E


Rio is one of the most popular cars from Kia currently on UK roads. Cheap to insure and economical to run, its a strong all-rounder for driving comfort and economy.


It makes well for safety and security as far as insurance is concerned and has a modern entertainment system too.


nissan micra product image
nissan micra product image

Nissan Micra 1.0 IG-T 100 Acenta 5dr


Insurance Group - 8E


The Micra is another staple car on British roads and one of the most economical too. The latest model has a new sleeker look and a good amount of safety and security built in as standard.


Its entertainment system is impressive too with smart phone integration, DAB radio and 5" LED display.


dacia sandero product image
dacia sandero product image

Dacia Sandero 1.0 Sce Access 5dr


Insurance Group - 3E


The Sandero is a small city hatchback with cheap insurance premiums and low running costs.


In comparison to others in its class the Sandero is quite low-tech with limited driving safety features and a simple entertainment system. But it's economical and reliable so ideal for those driving on a budget.


seat ibiza product image
seat ibiza product image

Seat Ibiza 1.0 TSI 95 FR 5dr


Insurance Group - 10E


Not the cheapest vehicle to insure on this list but a staple supermini model that's economical too. The Seat Ibiza ticks all the boxes for comfort and style and has modern driving amenities for safety and entertainment.


With the FR nameplate you'll get a toned down racing interior inherited from Seat's Cupra performance division. The 1.0 FR Sport model is also in insurance group 10E.


nissan micra product image

Nissan Micra 1.0 IG-T 100 Acenta 5dr


Insurance Group - 8E


The Micra is another staple car on British roads and one of the most economical too. The latest model has a new sleeker look and a good amount of safety and security built in as standard.


Its entertainment system is impressive too with smart phone integration, DAB radio and 5" LED display.


dacia sandero product image

Dacia Sandero 1.0 Sce Access 5dr


Insurance Group - 3E


The Sandero is a small city hatchback with cheap insurance premiums and low running costs.


In comparison to others in its class the Sandero is quite low-tech with limited driving safety features and a simple entertainment system. But it's economical and reliable so ideal for those driving on a budget.


seat ibiza product image

Seat Ibiza 1.0 TSI 95 FR 5dr


Insurance Group - 10E


Not the cheapest vehicle to insure on this list but a staple supermini model that's economical too. The Seat Ibiza ticks all the boxes for comfort and style and has modern driving amenities for safety and entertainment.


With the FR nameplate you'll get a toned down racing interior inherited from Seat's Cupra performance division. The 1.0 FR Sport model is also in insurance group 10E.


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