Car finance calculator

Your Credit Rating
Your Deposit
Cash Price of vehicle
Over how long
Best available rate

%

Total repayment

£

Total cost of credit

£

Monthly payments

Find an affordable car finance deal

No deposit required

An affordable solution

Quick application

Quick application

Fast and easy process

Won

Check with confidence

Will not affect your credit score

93
of our customers would recommend Stoneacre to a friend

Car finance calculator

When you’re thinking about funding your next car with finance, it’s important to understand all the costs involved. So we’ve created our handy online finance calculator to help.


It’s easy to use and once you’ve decided how much you want to finance, you’ll see key information such as the amount your monthly payments could be, the interest rate, length of your agreement, plus more. You can then browse Stoneacre’s huge choice of cars, or head straight to one of our dealerships, with a good indication of how much your next car might cost you.

How does it work?

Our handy car finance calculator works on the basis of Hire Purchase. In four simple steps, it is flexible enough to let you compare several different options, including the length of any agreement and the deposit amount. Here’s how it works:

1. Firstly, tell us what kind of credit rating you might have - We cater for all circumstances, so don’t be too concerned if you think you might have a poor credit rating. Our finance experts could still find a deal which suits you.


2. Next, let us know what your maximum vehicle price would be - With thousands of new and used cars always available you’ll have a great choice of top-quality vehicles, whatever your price range.


3. Now, decide how much deposit you can put down - Remember, a larger deposit means there’s a smaller amount left to finance. This could help keep your monthly repayments low and affordable.


4. Finally, choose the length of any finance agreement - You can usually spread the cost between 12-60 months. A shorter agreement will have larger monthly payments but less interest.

However, the opposite applies to longer contracts.

Dedicated, award-winning finance team

As soon as you’ve found your ideal car and identified which finance suits your circumstances, you can apply online. It’s fast, simple and you’ll know quickly if you’re likely to be eligible.


Then, when you’re happy to proceed, a friendly member of our award-winning finance team will get in touch to take you through the process, helping you get behind the wheel.

Apply Now

Finance Disclosure

For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.

Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

Representative example
Cash Price£11,500
DepositNil
47 Monthly Payments£219.24
Amount to Finance£11,500
Total Interest Payable£2,459.28
GMFV£4,054
Total Amount Payable£14,358.28
Option Fee (Included in TAP)£399
Term48 Months
Rate of Interest (Fixed)4.25%
APR9.3%
Miles per Annum6,000
Excess Mileage Charge6.0ppm