Finance Q&A - Personal Circumstances

Can I reapply if I have been refused car finance?

I have recently been refused car finance elsewhere - would I be able to reapply with Stoneacre?

Bryony Hodgson

Answer from the Stoneacre finance team:

Hi Bryony. I'm happy to inform you that yes, you can reapply. However, It all depends on how long ago you applied, how many searches were done and what the reasons were for the decline. The good news is that if your finances are in a stronger position and you haven't applied for more credit since your last decline, that will increase your chances of getting approved for car finance today. Even more good news, at Stoneacre we carry out what's known as a soft search which won't reduce your credit score, so there's certainly no harm in trying. The best way to find out if you're eligible is to make an application using our quick-and-easy online application form, and we'll do our best to get you approved.

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