Stoneacre Financial Services

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Financial solutions for everyone

Not only are we able to broker car finance for customers, ensuring they get the very best deals possible, through our own finance arm we can provide finance solutions for non-prime customers.

Stoneacre Financial Services is the result of our Joint Venture with Marsh Finance.

We have been brokering car finance since 2007, and after identifying considerable growth in the non-prime sector, decided to lend our own money.

Now, we offer even more new car financing and used car financing options for our customers.

Contact our friendly finance team for advice if you're unsure about the most suitable finance type for you and we'll be more than happy to help!

Our Financial Products

stoneacre hire purchase car financing

Hire Purchase


PCP finance is great if you’re not sure whether you want to own the car at the end of your contract. However, if you’re committed to full ownership, but have less than perfect credit score, we can also offer Hire Purchase car financing with our new product and reduced interest rate.


stoneacre personal contract purchase

Personal Contract Purchase


In December 2017, we launched our new Tier Zero product giving non-prime customers the opportunity to get a new or used car on an affordable Personal Contract Purchase deal. At a time where interest rates are going up, we’ve decided to cut our interest rate from 14.9% to 13.9% APR.


stoneacre personal leasing

Personal Contract Hire


Our offers also include PCH financing which is an excellent finance option if you're interested in personal leasing. You can drive new cars for cheaper than with PCP and HP. However, one big downside is that you won't own a car at the end of the agreement and may need to pay charges if you go over mileage.


Our Financial Products

Hire Purchase


PCP finance is great if you’re not sure whether you want to own the car at the end of your contract. However, if you’re committed to full ownership, but have less than perfect credit score, we can also offer Hire Purchase car financing with our new product and reduced interest rate.


Personal Contract Purchase


In December 2017, we launched our new Tier Zero product giving non-prime customers the opportunity to get a new or used car on an affordable Personal Contract Purchase deal. At a time where interest rates are going up, we’ve decided to cut our interest rate from 14.9% to 13.9% APR.


Personal Contract Hire


Our offers also include PCH financing which is an excellent finance option if you're interested in personal leasing. You can drive new cars for cheaper than with PCP and HP. However, one big downside is that you won't own a car at the end of the agreement and may need to pay charges if you go over mileage.


financial services at stonecacre

About Us

Stoneacre Financial Services was created to get our non-prime customers behind the wheel and give them access to affordable finance packages. We’ve always been proud to be able to say yes to car credit, and employ an award-winning car finance team to help our customers achieve the very best deals.

We feel that the rising interest rates mean that our customers need us more than ever before. Through the lending of our own money we will be able to get more people driving away in an affordable car loan package.

Mission Statement


Here at Stoneacre, we don’t judge you on your previous credit history and utilise soft credit searches during the initial application to give us an idea of your eligibility for finance. We won’t conduct a hard search without your consent, and until you’re happy for us to proceed with your application.


Fill out our quick-to-complete form and a member of our award-winning team will be in touch to help get you behind the wheel.

Explore More Car Finance Options

Representative Example

Cash Price£16,551.73
Deposit£1,578.78
Term49 months
Payment£367.83
Amount of credit£14,972.95
Fixed Interest4.99%
Representative APR10.62%
Total Charge for credit£3,449.86
Option fee (included in total charge for credit)£399.00
Total Amount Payable (Incl. Deposit)£20,001.59

We are a credit broker and a lender. We can introduce you to a limited number of lenders and their finance products. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Lenders may pay commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.

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