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Car finance for non-prime customers

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Bad credit car finance calculator

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Affordable finance solutions with bad credit

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Soft search finance

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Will not affect your credit rating

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of our customers would recommend Stoneacre to a friend

Stoneacre Financial Services Announcement

Not only are we able to broker car finance for customers, ensuring they get the very best deals possible, through our own finance arm we can provide bad credit car finance solutions for non-prime customers.

Stoneacre Financial Services is the result of our Joint Venture with Marsh Finance. We have been brokering car finance since 2007, and after identifying considerable growth in the non-prime sector, decided to lend our own money, offering even more new car financing and used car financing options for our customers.

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Products

In December 2017, we launched our new Tier Zero product giving non-prime customers the opportunity to get a new or used car on an affordable PCP deal. Personal Contract Purchase options are really driving the market forward, and at a time where interest rates are going up, we’ve decided to cut our interest rate from 14.9% to 13.9% APR. This will apply to customers who qualify for the Tier Zero product, enabling you borrow as little as £3,000 or as much as £25,000 over a maximum term of 48 months.

PCP finance is great if you’re not sure whether you want to own the car at the end of your contract. However, if you’re committed to full ownership but have bad credit, we can also offer Hire Purchase car financing with our new product and reduced interest rate.

Click here to learn more about HP.

About Us

Stoneacre Financial Services was created to get our non-prime customers behind the wheel and give them access to affordable finance packages. We’ve always been proud to be able to say yes to car credit, and employ an award-winning car finance team to help our customers achieve the very best deals.

We feel that the rising interest rates mean that our customers need us more than ever before. Through the lending of our own money we will be able to get more people driving away in an affordable car loan package.

Mission Statement

Here at Stoneacre, we don’t judge you on your previous credit history and utilise soft credit searches during the initial application to give us an idea of your eligibility for finance. We won’t conduct a hard search without your consent, and until you’re happy for us to proceed with your application.

Fill out our quick-to-complete form and a member of our award-winning team will be in touch to help get you behind the wheel.

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Please note we record all our calls to ensure that we give you the service you deserve.