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Eligible for car finance with good credit

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Quickly see what your monthly payments would be on your new car.

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Affordable car finance with good credit

No deposit required

An affordable solution

Fast decision with good credit

Quick application

Fast and easy process

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Will not affect your credit rating

What’s a good credit score?

A good credit score means most lenders will consider you a low risk to lend money to. People with a good credit score will have shown historically that they can manage their finances well, have stable employment and will usually be registered on the Electoral Roll. It’s not necessary to earn a lot of money to have a good credit score, you simply need to show that you make repayments on time and don’t overstretch yourself financially.

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Do you need a good credit score for car finance?

Having a good credit score puts you in a good position when looking to apply for car finance. The majority of lenders will consider you low risk so will be more willing to lend to you and are more likely to offer you some of their very best rates.

However, it is important to consider that there is no universally accepted good score, as many lenders have their own specific criteria. At Stoneacre, we work alongside various lenders to ensure we can approach the right one for your individual circumstances. This has led to us having an impressive two-out-of-three success rate for finance applications.

The only thing likely to prevent people with a good credit score getting finance would be lack of affordability. Therefore, it’s always a good idea to set yourself a realistic affordable monthly budget and look at cars that fall into this pricing bracket.

Get accepted for car finance with good credit

Although we can never guarantee car finance for anyone prior to application, the likelihood of you being accepted for car finance if you have a good credit history is high.

We’ve made it really easy for you to find out if you qualify for car finance at Stoneacre. Simply fill out our online form with a few details. As we only conduct a ‘soft search’ initially, you’ll get an idea of whether you will be accepted for car finance without it affecting your credit score.

We then aim to contact you within 10 minutes of filling out the application to see if you wish to proceed. What are you waiting for? Our online form only takes a few minutes to complete.

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Finance Disclosure

For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.

Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

Representative example
Cash Price£13,000
DepositNil
47 Monthly Payments£280.51
Amount to Finance£13,00
Total Interest Payable£2,743.97
GMFV£2,950
Total Amount Payable£16,133.97
Option Fee (Included in TAP)£399
Term48 Months
Rate of Interest (Fixed)8.83%
APR9.9%
Miles per Annum8,000
Excess Mileage Charge6.0ppm

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