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Eligible with excellent credit

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Car finance calculator

Excellent credit car finance calculator

Quickly see what your monthly payments would be on your new car.

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Affordable car finance with excellent credit

No deposit required

An affordable solution

Quick decision for excellent credit car finance

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Fast and easy process

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Will not affect your credit rating

What’s an excellent credit score?

Having an excellent credit score indicates to lenders that you can manage your finances well. You don’t need to earn lots of money to have an excellent credit score you simply need to know how to manage your money wisely; never missing payments and never overstretching your financial commitments. An excellent credit score is actually quite rare so if you do have one it means you’re manging your finances really well.

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Car finance with excellent credit

Getting car finance with an excellent credit score should not be a problem. However, it is important to bear in mind that credit scores are not universal as each particular lender has their own criteria for assessing your circumstances.

Lenders are usually keen to lend to people who have shown that they can manage their financial commitments and who will be able to afford extra payments going forward.

The majority of lenders will consider you as a low risk so are more likely to offer you their best deals.

Get accepted for car finance with excellent credit

At Stoneacre, we’re proud of our impressive two-out-of-three success rate for finance applications. By working with multiple lenders we are able to find the right lender for your circumstances as well as the very best car deals.

The chances of you being accepted for car finance with an excellent credit score are high, however we can never guarantee car finance for anybody.

There are times when even an excellent credit score won’t guarantee you get accepted for example, you may have an excellent credit score but temporarily have a very low income. Lenders will consider this and if they don’t think you can balance the extra payments of a car with your other outgoings then you may possibly still be declined.

You can find out if you qualify for car finance by filling out our simple online form. It will only take you a few minutes to complete and as we only carry out a ‘soft search’ at this stage it doesn’t affect your credit score.

A member of our friendly finance team will then get in touch to see if you’d like to proceed with the finance application. Our average turnaround time between receiving an application and contacting you to complete the process is under 10 minutes, which means you won’t be waiting long for us to call.

What’s more, our fully trained finance team are able to offer a wealth of advice on the best possible finance options for you. They have won multiple awards including Finance & Insurance Awards for Industry Leading Training and also Dealer of the Year.

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Finance Disclosure

For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.

Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.

Representative example
Cash Price£13,000
DepositNil
47 Monthly Payments£280.51
Amount to Finance£13,00
Total Interest Payable£2,743.97
GMFV£2,950
Total Amount Payable£16,133.97
Option Fee (Included in TAP)£399
Term48 Months
Rate of Interest (Fixed)8.83%
APR9.9%
Miles per Annum8,000
Excess Mileage Charge6.0ppm

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