Best used cars for under £100 a month


You’d think it’s mission impossible to find a good used car for under £100 a month on finance. The truth is, there are a lot of choices when it comes to picking an affordable and reliable car. The only downside is that they’re typically older models and won’t have the same features as newer ones. However, they’re unbeatable when looking for a bargain. Today, we’ll take you through the top ten cars that you can grab at Stoneacre together with tailored used car finance deals.

Toyota Aygo – a stylish small city car

This car is excellent for city conditions but will need to work a little harder on motorways. It is spacious enough with plenty of room to move around. New Toyota Aygo comes with a five-year warranty so even when buying a used car, you’ll probably still benefit from the manufacturer’s guarantee. The Aygo is similar to Citroen C1 and Peugeot 108 and is even produced in the same factory which explains the similarities.

Honda Jazz – a spacious sub-compact offering

Honda Jazz is a reliable car and has reasonable equipment levels with older ones having refrigerated glovebox compartment, ISOFIX fixing points, automated air conditioning and plenty of others. You can fold the seats which increase an already roomy 335-litre boot space to 1320-litres. Additionally, the car is safe and has previously scored five stars in a Euro NCAP test. There’s a mix of engines – whether that’s petrol or hybrid you can easily pick the right one for your needs.

Fiat 500 – a small icon

You won’t be disappointed with a Fiat 500 which has a variety of trims for such cheap prices that some monthly phone contracts are more expensive. An Italian manufacturer Fiat is known to produce iconic small cars that are impossible to go wrong with. The most affordable variations come from Pop and Lounge versions. They’re well-equipped too, with all the safety and standard interior features, such as height-adjustable steering wheel, 12V power sockets and ABS/EBD in place.

Kia Picanto – a supermini hero

Kia is known for its legendary seven-year warranty, so when you purchase a Kia Picanto, it’ll surely still have a chunk of the original warranty left. It’s a compact hatchback that’s available in both manual and automatic versions. Picanto has a nippy and agile performance when driving, so if you’re navigating complex roads, this Kia model won’t disappoint. Even the older 2013 models are pretty well-equipped with lots of space for your essentials – from the parcel shelf to the ticket holder, as well as cup holders in the centre console.

Vauxhall Corsa – the best for new drivers

Vauxhall Corsa (2015-onwards) is a well-equipped little car, it has all the features you’d need from child-proof locks and remote central locking to front seat belt pre-tensioners with load limiters. It’s no wonder why it’s one of the best-selling UK cars.

Additionally, it’s available in thirteen colours which allow for greater customisation. It’s also available in 1.2-litre, 1.4-litre & 1.6-litre engines with most of them being petrol. Corsa sits in an insurance group three which is excellent if you want to save money.

VW Up! – one of the A-segment leaders

The 1.0-litre engine is available with both petrol and electric engines, though the latter is more expensive. As for safety, cheaper 2014 version is equipped with HBA (Hydraulic Brake Assist), tyre pressure warnings and ABS.  

VW Up! Is flexible across sharp bends and turns, as well as difficult-to-navigate roads. Its MPG combined is 51-55 which is a UK average.

Ford Fiesta – the modern classic

Ford Fiesta is one of the most popular cars in the country, it’s also excellent for first-time drivers for its cheap buying and running costs.  If you’re looking for a wide variety of engines with different specifications and customisation options, then it’s the car for you.

The most basic trim Zetec has a lot of features like alloy wheels, aircon, and an infotainment system which supports both Apple CarPlay and Android Auto.

Meanwhile, a sporty ST-Line has a sleek, stylish and sporty appearance with various body styles and colours to pick from.

The handling is agile and nippy so you won’t have any problems cruising through the city or the countryside roads.

Skoda Citigo – a distinct city car

This car has a distinctive style and stands out among other city car rivals. Additionally, its small frame lets the car squeeze into difficult to reach places. Don’t let it deceive you though – four adults can comfortably fit within the inside of the vehicle.

The insurance group ranges from one to four which is extremely affordable. If that’s not enough it has received a five-star rating from Euro NCAP. Skoda Citigo is also cheaper than some of its city car segment competitors.

The production of Citigo has been discontinued in 2020, with Skoda focusing on electric and larger, SUV-type vehicles.

Hyundai i20 – a reliable choice

It’s a practical and reliable hatchback with a characteristic city car design. Even though it may not be as exciting to drive as its counterparts, it gets the job done. All of the models are equipped with a touchscreen, DAB radio, and a lot of useful safety features like childproof rear door locks.

Hyundai i20 is also spacious with a boot that’s reasonably sized and can fit all of your shopping with ease. It is just as roomy inside with enough space for four to five people.

Peugeot 208 – unbeatable French design

A Peugeot 208 is a comfortable and stylish car packed with superb features. You can pick up a 2013 version well below £100 a month. This vehicle has everything you’d need – stylish looks, comfortable and nimble driving, as well as economical costs.  

Because of its affordability, you’ll save a lot of money in the long run. Its insurance is also low (or non-existent), for example, a 1.0 VTi Active 3d has £0 road tax.

And here you have the top ten best used cars for under £100 a month. You can choose from thousands of high-quality used cars at Stoneacre. Browse online or in one of our nationwide dealerships today to find your dream car.

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