So, you’re thinking of getting a Honda on finance, but you’re not sure where to start. Look no further. At Stoneacre, we specialise in getting you the best possible deal on your new Honda, so whether you’re getting a new CR-V or a used Civic, we’ve got you covered.
We work with a selection of dynamic car finance lenders, committed to sourcing the best possible Honda deals. We make it as easy as possible, so it’s no hassle for you, just pop into our Honda dealerships or fill out our online form to see what kind of packages you're eligible for.Check Eligibility
Before we get into the fantastic 0% Honda deals we offer, let’s cover some of the basics. When you take out a car finance deal, you usually have to pay interest. So, if you were to buy a Honda Civic for £20,000, you would end up paying more in your monthly payments due to the percentage of interest placed on top. However, if you take out a 0% finance deal, you pay no interest at all.
Let’s be honest, nobody loves interest. Luckily for you, because of Stoneacre’s trusted partnership with Honda Finance Europe, we’re able to bring you fantastic 0% finance options. Whether you’re after a Civic, Jazz, CR-V or HR-V, we’re passionate about getting you a package that suits your needs.
One of the most popular ways to get a car on finance is a Personal Contract Purchase (PCP) agreement and with good reason. PCP is a contract type which gives you the flexibility you need when you’re after Honda finance. It’s often compared to the more traditional Hire Purchase, but Honda PCP deals come with huge benefits.
Basically, when signing up for this agreement, you pay for part of the vehicle over a set period of time. After the agreed time is up, you can pay a lump sum and fully own the car or you can trade it in for something new.
Some of our dedicated lenders will even offer what’s called a ‘Motor Loan Balloon’ arrangement with Personal Contract Purchase. This allows you to own your Honda from day one on a loan basis, as opposed to HP.
If you’re looking for a flexible finance solution which can be fully tailored to your personal circumstances, a PCP agreement is just the deal for you.
Owning a car isn’t for everyone, some people just need something to get around, but without the commitment of full ownership.
That’s where leasing comes in. If you lease a car, you never actually own the vehicle. You pay a monthly rental, which depends on the price of the car.
For example, if you wanted a Honda CR-V lease deal, you would have the car as if it was yours, then simply return it after the leasing period.
The only thing with a lease agreement is you have a set amount of miles you have to abide by and if you go over, you will have to pay an excess mileage charge. So, if you cover a lot of miles, or aren’t entirely sure how you’d be using your car then you may want to consider another form of Honda finance.
We don’t all have enough money to pay for a car all at once. For some of us, it’s simply not possible to pay that much money out. If only you could pay for it in affordable monthly instalments and then own the car at the end of the payment period. Sound too good to be true? It’s not, that’s exactly what you get with Hire Purchase.
You might be wondering how Honda Hire Purchase differs from PCP deals. Well, at the end of a PCP, you would have to pay a lump sum to own the car. Whereas with Hire Purchase, the value of the car is split up into monthly payments over the contract, so at the end, you own the car, without having to pay any more money.Check Eligibility
For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.
Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.