Few people can afford to buy a new car and insurance outright, so most spread the cost over a schedule of monthly payments. However, dealing with two companies and managing two separate payments can be a hassle.
Our ‘pay monthly motoring’ packages combine car finance with insurance costs in one monthly payment. Most packages also include extras such as road tax and servicing, so the savings can be considerable.
Stoneacre Fuel & Go is a pay monthly motoring package, combining a new car on finance with insurance cover, road tax and manufacturer-approved servicing for up to four years.
Based around a Personal Contract Purchase deal, Fuel & Go gives you the option to own the vehicle after just three years, or upgrade to a new car. For a more detailed explanation, read our guide on what is a Personal Contract Purchase.
Priced from just £159 deposit and £159 per month, it's a cost effective alternative to financing the motoring services separately. Fuel & Go is exclusively available on over 10 new car models, including the Fiat 500, Nissan Micra, Vauxhall Corsa and Peugeot 108.
Just Add Fuel is a packaged deal from Peugeot, similar to our own Fuel & Go. It includes a brand new car, insurance and road tax, but what makes it different is added roadside assistance. You just add the fuel.
The scheme offers two financing options. The first is a personal lease, with no option to own the car – when the agreement ends, you hand it back.
The second is essentially a Personal Contract Purchase deal, with the option to own the car. Both Just Add Fuel deals involve a three year term and include Peugeot's model range, including the 108, 308, 2008 and 3008.
Citroen's SimplyDrive scheme works on a similar basis, providing a package that includes a car, insurance, road tax (VED), servicing and more.
For drivers aged 18 – 24, the cost of car finance and insurance can be extremely high. Many lenders consider this group a high risk, as they’ve yet to clock up much of a credit history.
In addition, a lack of driving experience means insurance companies also consider them a high risk. This combination can result in a pretty hefty cost to get behind the wheel.
To help, some manufacturers offer free, low cost and subsidised insurance when using their own finance houses, i.e. Ford Credit or Vauxhall Financial Services.
For the purpose of this promotion Stoneacre is not acting as a lender but as an independent credit broker working with a panel of lenders. A list of these lenders is available upon request. Stoneacre do not charge a fee for an introduction to a finance provider, however, we may or may not receive a commission.
Decidebloom Ltd t/a Stoneacre, Omega Boulevard, Capitol Park, Thorne, DN8 5TX, is authorised and regulated by the Financial Conduct Authority. Our FCA number is 308726. You can verify this by visiting the FCA website or by contacting the FCA on 0800 111 6768.