Suffering from bad credit and can't get car finance? At Stoneacre we specialise in providing bad credit car finance and don't believe that a bad credit history or no credit history at all should stand in the way of you and the car you want.
We understand that customers applying for bad credit car finance may have a low credit rating for many reasons, and quite often it's through no fault of their own. We also understand that regardless of your credit history, you may still be able to afford the monthly repayments on a bad credit car loan, that's why we look at your current circumstances and your actual ability to make repayments on a bad credit car loan.
Our market leading finance packages enable us to offer affordable bad credit car finance to more customers than ever before. We use a market leading risk navigator which enables us to process initial online applications for bad credit car finance with no credit check. We can help you get car finance for bad credit with CCJs, defaults or other missed payments, whether you're self employed or have no credit history; we can even help you get unemployed car finance or obtain bad credit car finance if you've been released from a bankruptcy order.
Because we work with some of the UK's biggest car finance lenders, including several who specialise in bad credit car loans, we're confident we can secure you the best car finance rate available based on your individual circumstances. Working with some of the UK's biggest lenders also enables us to offer car finance for bad credit to more people than previously possible.
CCJs & Defaults
No Credit History
Most people automatically assume that bad credit car loans will come with an extortionate APR - this couldn’t be further from the truth. We can provide low rate bad credit car finance which will enable you to buy the car you want or need without being left with high monthly payments. Every day we speak to customers who've been put off applying because of their credit rating, we have one of the UK's highest acceptance rates so there's a high chance you'll be accepted for car finance regardless of your credit history. We're confident that you'll be able to get car finance with CCJs, defaults or missed payments; we can also help you get car finance with no credit rating.
We're one of the UK's few car finance providers who can genuinely offer car finance for bad credit customers. You may have been put off applying either because of your credit rating or just simply because you think bad credit car finance is a myth. We can reassure you that car finance with a low credit rating is a realistic proposition. We have one of the UK's highest acceptance rates on car finance for bad credit, we don't charge any admin fees and we can provide you with an instant online bad credit car loan decision without leaving a mark on your credit file and with no obligation to accept.
Our Lenders include:
Decidebloom Ltd t/a Stoneacre, Winterton Road, Scunthorpe, North Lincolnshire DN15 6AH is authorised and regulated by the Financial Services Authority. Our FSA number is 308726. You can verify this by visiting the FSA web site http://www.fsa.gov.uk/fsaregister or by contacting the FSA on 0854 606 1234. Finance is provided subject to status. All applicants must be aged 18 or over. Open to UK residents only.